cheap term life insurance quote


home for cheap online insurance quotes

Auto Insurance Quote
Motorcycle Insurance
Homeowners Insurance
Renters Insurance
Condominium Insurance
Health Insurance
Boat Insurance
Life Insurance
Annuity Quotes
Dental Insurance
Dental Plans
Business Insurance
Workers Insurance
Liability Insurance
Disability Insurance
Long Term Care
Vision Insurance
Flood Insurance
ATV Insurance
RV Insurance
Travel Insurance
401K Rollover Plan
Online Tax Return

Other Resources

Cheap Vacation Packages
Cheap Web hosting
Cheap Domain Name

About Us
Site Map
Contact Us



Term Life Insurance Quote

Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Mortgage Life Insurance


Term life insurance provides pure life insurance in its most inexpensive form. Term life insurance provides coverage for a set period of time and generally pays a death benefit only if the insured dies during the policy term. The policy term typically ranges from 1 to 30 years, with 20 years being the most common term. One of the biggest advantages of term life insurance is its lower initial cost in comparison to permanent life insurance. Term life insurance policies have no cash value accounts, policy loan provisions or other features typically found in permanent life insurance policies. With term life policies, you're generally just paying for the death benefit, which is the lump sum payment your beneficiaries will receive if you die during the term of the policy. With most permanent life policies, your premiums help fund the death benefit and can accumulate cash value.

Term life insurance is often a good choice for people in their family-formation years, especially if they're on a tight budget. It allows an individual to buy high levels of coverage when the need for protection is often greatest. Term life insurance is also a good option for covering needs that will disappear in time. For instance, if paying for a child's education is an applicant's major financial goal, it would be wise for the applicant to purchase a term life insurance policy that will cover the period of time necessary to reach that goal.

Get a FREE Insurance Quote, sponsored by


Get a free insurance quote.

Click above for Term Life Insurance Quote, Whole Life Insurance Quote, Universal Life Insurance Quote, Variable Life Insurance Quote and Mortgage Life Insurance Quote. Click here to get a free life insurance quote. Shop and Compare multiple Life Insurance quotes for free.


Do you own a home? Click here to get a life insurance policy to protect your mortgage and family.


Free Term Life Insurance Quotes

Click here for Term Life Insurance Quote, Whole Life Insurance Quote, Universal Life Insurance Quote, Variable Life Insurance Quote and Mortgage Life Insurance Quote. Free Life Insurance Quotes


Free Insurance Quotes

Click here for Term Life Insurance Quote, Whole Life Insurance Quote, Universal Life Insurance Quote, Variable Life Insurance Quote and Mortgage Life Insurance Quote. Confused by Your Life Insurance Options? Click here for Simple Answers.


Click for Fast, Free Quotes

Term Life Insurance Quote, Whole Life Insurance Quote, Universal Life Insurance Quote, Variable Life Insurance Quote and Mortgage Life Insurance Quote.


Online, affordable and cheap term life insurance quote available for the following states in the USA: Alabama - AL, Alaska - AK, Arizona - AZ, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Hawaii - HI, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Minnesota - MN, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, Nevada - NV, New Hampshire - NH, New Jersey - NJ, New Mexico - NM, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Oregon - OR, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, Washington - WA, West Virginia - WV, Wisconsin - WI, Wyoming - WY.


cheap term life insurance, whole life insurance, mortgage life insurance


Benefits of this Site

Shopping for your online insurance quote on this site has many benefits including best insurance companies at one place, articles on insurance and insurance quote comparison service instantly.

Our service

In case, you don't see a quote you are looking for on these pages, please feel free to write to us and we shall be pleased to assist you in finding an online insurance quote for any class of insurance. Click on the 'Contact Us' tab on the left panel and write to us.




Tips on Buying Online

1. Get quotes from at least three or more online insurance quote providers. 2. Check the terms of the insurance policy like limits and deductibles. 3. Check the requirement for your state in case of compulsory insurance. 4. Check reviews from other buyers of online insurance quote on the site you intend to buy from. 5. Satisfy yourself and then commit to buy.


Yahoo! Web Hosting

Whole Life Insurance Quote:

Whole life insurance is also referred to as ordinary life. This the most common type of permanent life insurance. It provides the certainty of a guaranteed amount of death benefit and a guaranteed rate of return on cash values. The premium is also level and guaranteed to never increase. Some types of whole life insurance policies allow policy owners to participate in the financial prosperity of the insurance company by receiving dividends. Dividends can by used to grow the death benefit and/or the cash value of the policy.

Universal Life Insurance Quote:

Universal life insurance is also referred to as adjustable life insurance. It allows policy owners to pay premiums at any time, in virtually any amount, subject to certain minimums and maximums. Policy owners can also reduce or increase the death benefit of a universal life insurance policy more easily than with other types of permanent life insurance policies. Universal life insurance policies provide the certainty of a guaranteed minimum amount of death benefit, as long as premiums are sufficient to sustain that death benefit. Most universal life insurance policies will also provide a guaranteed rate of return on the policy's cash value. However, it is possible a policy will not accumulate cash value if the insurance company's administrative expenses increase, mortality assumptions are changed, investment portfolio does not perform as expected, or the policy premium payments are insufficient.

Variable Life Insurance Quote:

Variable life insurance provides death benefits and cash values that vary with the performance of a portfolio of underlying investment options. Policy owners can allocate a portion of premiums among a variety of investment options such as stocks, bonds and mutual funds. Fixed accounts with guaranteed interest rates are also an option. Variable life insurance may be a good option for people who are willing to assume investment risk in an effort to achieve greater returns. With variable life insurance, much of the investment risk is shifted from the insurance company to the policy owner. Good investment performance would provide the potential for higher cash values and death benefits. If the specified investments perform poorly, cash values and death benefits would drop accordingly.

Variable Universal Life Insurance Quote:

Variable universal life insurance is similar to universal life insurance. It is a flexible premium, permanent life insurance policy that allows policy owners to have premium dollars allocated to a variety of investment options, including a fixed account. The policy allows for changes to the death benefit and policy premium. Variable universal life insurance may be a good option for people who want to combine life insurance with a higher potential for investment return at a higher risk.